If you’ve received the official fee circular from SGM Saheri and you’re trying to make sense of the numbers before counselling deadlines close in, you’re in the right place. This guide breaks down exactly what BAMS and BUMS cost at this college for the 2026-27 session, what documents you’ll need, and what to double-check before you send that security deposit — based directly on the college’s own released fee structure.
Quick Answer
Sham-e-Ghausia Minority (SGM) runs two separate institutions at Saheri, Ghazipur — SGM Post Graduate Ayurvedic Medical College & Hospital (BAMS) and SGM Unani Medical College & Hospital (BUMS) — both approved by NCISM and affiliated with Mahayogi Guru Gorakhnath AYUSH University, Gorakhpur.
For the 2026-27 session, BAMS costs ₹2,88,000 per year for the first four years and ₹1,44,000 in the final year, bringing the total course fee to roughly ₹12,96,000. BUMS costs ₹1,60,000 per year for four years and ₹80,000 in the final year, totaling approximately ₹7,20,000. Both courses require a one-time, refundable ₹50,000 security deposit at admission, plus separate hostel and mess charges. Below is the complete breakdown, document checklist, and the details worth verifying before you commit.
Table of Contents
About the Institution — Why This Matters Before You Pay Anything
Before looking at any fee structure, it’s worth knowing who you’re actually paying. Sham-e-Ghausia Minority Ayurvedic and Unani Medical College & Hospital was established in 1994 at Saheri, Ghazipur, by Dr. Mohd. Azam Quadri, under the Muslim Education Development Welfare Society — a minority institution officially recognized by the Uttar Pradesh Minority Commission and registered under the Societies Act, 1860.
The campus runs two distinct medical colleges under one society, each with its own hospital:
- SGM Post Graduate Ayurvedic Medical College & Hospital — offering BAMS, backed by a 100-bed Ayurvedic hospital
- SGM Unani Medical College & Hospital — offering BUMS, backed by a 120-bed Unani hospital
Both institutions are approved by the National Commission for Indian System of Medicine (NCISM), New Delhi, and affiliated with Mahayogi Guru Gorakhnath AYUSH University, Gorakhpur — the same university that governs most private AYUSH colleges across eastern Uttar Pradesh. This affiliation and NCISM approval is exactly what you should independently verify on ncismindia.org before finalizing admission, regardless of how established a college appears.
BAMS Fee Structure 2026-27 — Year-Wise Breakdown
| Year | Annual Fee |
|---|---|
| 1st Year | ₹2,88,000 |
| 2nd Year | ₹2,88,000 |
| 3rd Year | ₹2,88,000 |
| 4th Year | ₹2,88,000 |
| Final Year (Internship) | ₹1,44,000 |
| Total Course Fee (4.5 years) | ₹12,96,000 |
Course duration: 4.5 years of academic study plus 1 year of mandatory internship, following the standard NCISM-prescribed BAMS structure.
Eligibility: 10+2 with Physics, Chemistry, and Biology (PCB), minimum 50% aggregate marks, and a qualifying NEET UG 2026 score.
BUMS Fee Structure 2026-27 — Year-Wise Breakdown
| Year | Annual Fee |
|---|---|
| 1st Year | ₹1,60,000 |
| 2nd Year | ₹1,60,000 |
| 3rd Year | ₹1,60,000 |
| 4th Year | ₹1,60,000 |
| Final Year (Internship) | ₹80,000 |
| Total Course Fee (4.5 years) | ₹7,20,000 |
Course duration: Same structure as BAMS — 4.5 years academic plus 1-year internship.
Eligibility: Identical to BAMS — 10+2 with PCB, minimum 50% aggregate, and a qualifying NEET UG 2026 score.
Worth noting: BUMS at SGM costs almost exactly half of what BAMS costs at the same institution — a gap that’s fairly typical across UP’s private AYUSH colleges, where Unani programs are consistently priced lower than Ayurveda programs of similar duration and structure.
Security Deposit, Hostel & Additional Charges
| Charge | BAMS | BUMS |
|---|---|---|
| Security fee (one-time, refundable) | ₹50,000 | ₹50,000 |
| Examination fee | As per university rule | As per university rule |
| Hostel & mess (two-seater, per year) | ₹84,000 | ₹72,000 |
The security fee is explicitly marked as refundable on the college’s own fee circular — this is a meaningful detail, since not every private AYUSH college in UP offers this. Still, always get the refund conditions (what triggers forfeiture, and the exact refund timeline) confirmed in writing from the college administration rather than assuming it works identically to how counselling-authority security deposits function.
Side-by-Side Cost Comparison: BAMS vs BUMS at SGM
| Component | BAMS | BUMS |
|---|---|---|
| Annual tuition (Years 1-4) | ₹2,88,000 | ₹1,60,000 |
| Final year fee | ₹1,44,000 | ₹80,000 |
| Total tuition (4.5 years) | ₹12,96,000 | ₹7,20,000 |
| Security deposit | ₹50,000 | ₹50,000 |
| Hostel & mess (per year, if availed) | ₹84,000 | ₹72,000 |
| Approx. grand total with hostel (4.5 yrs) | ~₹17.2 lakh | ~₹10.4 lakh |
If hostel is factored in across the full course, BAMS at SGM comes to roughly ₹17.2 lakh total, and BUMS to roughly ₹10.4 lakh total — figures worth weighing seriously against your family’s budget and against other private AYUSH colleges in the same Purvanchal region before locking your choice.
Documents Required for Admission
Both BAMS and BUMS admission at SGM require a largely overlapping document set, with a couple of BAMS-specific additions:
| Document | BAMS | BUMS |
|---|---|---|
| 5 passport-size photographs | ✅ | ✅ |
| 10th marksheet | ✅ | ✅ |
| 12th marksheet | ✅ | ✅ |
| Aadhaar card | ✅ | ✅ |
| NEET UG 2026 result | ✅ | ✅ |
| NEET UG 2026 admit card | ✅ | ✅ |
| Domicile, Income & Caste certificate (issued after 1 April 2026) | ✅ | ✅ |
| GAP certificate (if applicable) | ✅ | ✅ |
| Email & mobile number | ✅ | ✅ |
| TC / Migration certificate | ✅ | ✅ |
| PAN card | ✅ | ❌ (not listed for BUMS) |
The one date every applicant needs to remember: the college’s own circular specifies that domicile, income, and caste certificates must be issued after 1 April 2026 — this matches the standard rule across most UP AYUSH admissions, where certificates from the previous financial year are not accepted. If your certificates predate this, get them reissued before you submit your admission file, or risk rejection at verification stage regardless of your NEET score.
College Bank Account Details — Verify Before You Pay
SGM operates separate bank accounts for its Ayurvedic and Unani colleges, since they function as legally distinct institutions under the same society. Sending payment to the wrong account is a real, avoidable risk if you’re not paying close attention.
| Detail | SGM Ayurvedic (BAMS) | SGM Unani (BUMS) |
|---|---|---|
| Bank | Union Bank of India | Union Bank of India |
| Account Name | Principal/Director S.G.M. Ayurvedic & Unani Medical College | SGM Unani Medical College |
| Account Number | 572801010050072 | 457401010033043 |
| IFSC Code | UBIN0544159 | UBIN0545741 |
| Branch | Kachari Road, Ghazipur | Sabuwa |
Always cross-verify these details directly with the college office by phone before making any payment — bank details on a printed or forwarded circular should be confirmed fresh each admission cycle, since fraudulent duplicate circulars are an unfortunately common problem during counselling season across many private colleges in India, not just this one.
Contact Information
| Institution | Contact | Website |
|---|---|---|
| SGM Ayurvedic Medical College | 7524085485 | sgmpgamc.org |
| SGM Unani Medical College | Available via college office | sgmumc.org |
What to Verify Before You Commit
- NCISM current recognition status — confirm both colleges independently on ncismindia.org rather than relying solely on the “Approved by NCISM” claim on the circular.
- University affiliation validity — confirm current affiliation status with Mahayogi Guru Gorakhnath AYUSH University for the 2026-27 session specifically.
- Whether the seat is via UP AYUSH state counselling or management quota — this affects both your NEET eligibility requirement and, in some cases, the applicable fee slab.
- Exact security deposit refund process — get written confirmation of when and how the ₹50,000 is returned.
- Total cost across the full course, not just the first-year figure — as shown above, the true 4.5-year cost including hostel runs considerably higher than the headline annual number.
FAQ
Q1. What is the total BAMS fee at SGM Ayurvedic College, Ghazipur for 2026-27?
Approximately ₹12,96,000 for tuition across the full 4.5-year course, plus a ₹50,000 refundable security deposit and optional hostel charges of ₹84,000 per year.
Q2. What is the total BUMS fee at SGM Unani College, Ghazipur for 2026-27?
Approximately ₹7,20,000 for tuition across the full 4.5-year course, plus a ₹50,000 refundable security deposit and optional hostel charges of ₹72,000 per year.
Q3. Is the security deposit at SGM refundable?
Yes, the college’s fee circular explicitly marks the ₹50,000 security fee as refundable, one-time, and payable at admission — always confirm the exact refund process directly with the college.
Q4. What is the deadline for domicile, income, and caste certificates?
Yes, the college’s fee circular explicitly marks the ₹50,000 security fee as refundable, one-time, and payable at admission — always confirm the exact refund process directly with the college.
Q5. Is SGM Ayurvedic and Unani Medical College NCISM approved?
Yes, both the Ayurvedic and Unani colleges are listed as approved by NCISM and affiliated with Mahayogi Guru Gorakhnath AYUSH University, Gorakhpur — always verify current status independently before admission.
Q6. Are BAMS and BUMS at SGM two separate colleges?
Yes — they operate as two distinct institutions (with separate hospitals, bank accounts, and fee structures) under the same parent society, Muslim Education Development Welfare Society, Saheri, Ghazipur.
Disclaimer: Fee figures in this guide are based directly on the official 2026-27 fee circular released by SGM Ayurvedic and Unani Medical College, Saheri, Ghazipur. Fee structures, refund policies, and admission requirements can be revised by the college or regulatory authorities. Always confirm current details directly with the college office and cross-check NCISM recognition status before making any payment.
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